Current Turn Times

Agency UW
New Submissions

Agency Conditions

Agency CTC

Wholesale Made Simple

At Keystone Funding the relationship with our brokers
is our number one priority. We pride ourselves on our
unmatched customer service and enjoy working with
our brokers to grow their business.

Agency & Government

620 min FICO for Agency

580 min FICO for FHA, VA, USDA

Follow AUS Approval for UW

Manual UW Permitted (Government only)

VA up to $2,000,000 Loan Amount


Why Keystone Wholesale?

Our Partners

We consider our partners
family, and you’re our #1 priority

Our Service

1 to 1 direct access to our underwriters
and account management teams

Our Commitment

Offering our partners competitive products and
maximizing your growth potential

Partner With
Keystone Today

Get approved to become
a partner within 24 hours

    What our Partners Say About Us

    “I have worked with the Keystone Team for the past three years. The team is Fast on approvals, Quick with Responses, Available when called, Easy to work with, and go over and above in their Service to us as a Broker in every area of the mortgage process! I am glad when I receive a loan for processing and it is locked with Keystone Funding!!”

    Sue JenkinsProcessor, First Choice Mortgage Advisors

    Keystone Funding, has been an absolute GAME CHANGER for my business. I have never had a lender team, that literally works with me AT EVERY SINGLE STEP. From helping me qualify the deals, to making sure all deadlines are met, they treat my business like its’ their own. Not to mention, with their pricing, I can compete with anyone. They are available WHENEVER I need them. They help me provide the service needed to multiply my business year after. In the mortgage space, you win new deals, by performing well on current ones, and honestly, this is the lender I have been searching for my ENTIRE CAREER.

    Chadd LevineBroker, Concord One Financial, LLC

    I want to express my appreciation, as a business partner. I have been in the industry for over 20 years and in all my years I cannot recall many wholesale lenders that provide the service, pricing and support, Keystone Funding offers. Your ‘Never Miss a Closing Date” policy is fantastic! Your team really understands what it is like to be on the other side. Where other lenders preach about turn-times, managing your clients expectations. It’s just their way of saying your just another number and we just don’t care. I really don’t believe the other lenders appreciate the partnership they way Keystone does.

    Scott DefreesBroker, RM Mortgage Center, LLC